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EXPERIENCE THE UC DIFFERENCE

Find Your Care, Understand Your Coverage, and Enroll with Peace of Mind This Open Enrollment Season. Open Enrollment: Oct 30 - Nov 21, 2025

Your Choice of Care

Convenient and accessible – find care that’s close to your home or work.

Discover Which Plan is Right for You

UC Blue & Gold HMO

Type: HMO (Health Maintenance Organization)
Primary Care Required: Yes
Referrals Needed: Yes, through PCP
Network: UC providers + Health Net Blue & Gold network
Cost: Lower monthly premium
Best For: Employees who want coordinated care and lower out-of-pocket costs

For more information, please visit UC Blue & Gold HMO from Health Net of California, Inc.

UC Health Savings Plan PPO

Type: PPO + HSA eligible
Primary Care Required: No
Referrals Needed: No
Cost: Lowest premium, higher deductible, UC contributes to HSA
Best For: Employees who want to save pre-tax $$ and manage their own healthcare costs

For more information, please visit UC Health Savings Plan PPO at UCnet.

UC CORE PPO

Type: PPO (Catastrophic coverage focus)
Primary Care Required: No
Referrals Needed: No
Network: Anthem nationwide network
Cost: $0 premium, high deductible, catastrophic coverage only
Best For: Employees who want minimal premium cost and are comfortable with high out-of-pocket risk
For more information, please visit UC Core PPO at UCnet.

UC CARE PPO

Type: PPO (Preferred Provider Organization)
Primary Care Required: No
Referrals Needed: No
Network: UC Select tier (lowest copays), national network
Cost: Higher premium, more flexibility
Best For: Employees who want national coverage + flexibility in choosing provider
For more information, please visit UC Care PPO at UCnet.

See Why UCR Employees Choose UCR Health

Our Community Loves Us Too!

It is not just UCR Employees who are choosing UCR Health. Click any of the testimonials below to see why our community chooses UCR Health for their healthcare needs.

What To Expect This Open Enrollment Season

FAQs

What UC health plans are available to me?

UC offers several medical plan options, including UC Blue & Gold HMO, UC Care, Kaiser Permanente HMO, UC Health Savings Plan (PPO), and CORE (PPO). The plans available to you may vary depending on your location and employment status.

Can I keep my current doctor if I switch to UC Blue & Gold HMO?

You can continue seeing your current doctor if they are part of the Blue & Gold HMO network. You’ll need to select a primary care physician (PCP) from the network when enrolling. You can confirm whether your doctor participates by checking the Blue & Gold provider directory.

Does the UC Health Savings Plan PPO include a Health Savings Account (HSA)?

Yes. The UC Health Savings Plan PPO is a high-deductible health plan that comes with a Health Savings Account (HSA). UC contributes to your HSA, and you can also make pre-tax contributions to help cover eligible medical expenses.

Who do I call if I have questions about benefits and coverage?

For answers about your benefits and coverage, call the UCR Health Concierge Line at 1-855-UCR-HBNG (827-4264).